Guides

Dental Plans for Implants

The high cost of dental implants can cause you to put off much needed dental work or make you opt for a less effective dental treatment instead, which can leave you feeling despondent about your choice, rather than confident and proud.

Furthermore, many traditional dental plans do not cover the cost of dental implants unless they are deemed medically necessary, which, let’s face it, to you, not being able to chew without getting irritating food particles stuck in between your dental work and your gums, or even worse, constantly anticipating the embarrassing slip of the device each time you talk or smile, which can cause you to shy away from people,

can feel like an emergency, but good luck convincing your plan administrator of how important that is.

However, you will be glad to know there are now various dental savings plans available to help shelter the cost of dental implants, which can help bring your dream of achieving a more fixed bite and smile even closer.

A dental plan differs from traditional dental insurance in that it allows you to pay an annual fee for access to high-quality dental care at reduced rates, and many also offer huge savings on cosmetic dentistry. There is also no annual caps or limits, with most plans, and no waiting period for dental care. It also eliminates paperwork.

Many plans also enable you to select from many well trusted brands you already know, such as Humana and Nationwide, or you can choose a Dental Associate dental center plan near you, and they can also be combined with your traditional dental plan for increased savings.

But with so many dental plans for implants available, it can be perplexing trying to determine the best plan on your own; therefore, we have researched various plans for you and now bring you the top 3 dental plans for implants we liked best to help get you started.

CarePlus Dental Plans

If you are a resident of Wisconsin and are looking for a Dental Associate dental center plan, then CarePlus Dental Plans may be the choice for you.

This affordable insurance is offered by Wisconsin’s premier dental group, and they have clinics in various locations throughout Wisconsin to serve different residents of the state.

It is also one of the only plans that cover all details of the implants, including the root canal, which can be a major concern with some dental plans. In addition to covering all dental implant procedures, CarePlus Dental Plans also cover preventative care, and other general dentistry needs, to help keep your newly repaired mouth in pristine condition.

They also have various plans available to suit a variety of needs, including a supplemental plan, a VIP plan, a Gold plan, and a Platinum plan.

The supplemental plan is solely for patients of Dental Associates who already have a fee for service dental plan through the network but who would also like a way to help pay less out of pocket expenses or to also cover procedures not covered by their current plan. It also remains in effect even once you have exceeded the annual dental maximum on your regular plan for up to 25% in savings, depending on the service.

Meanwhile, the VIP plan is a budget-friendly, stand-alone plan that enables individuals under 55 without current dental insurance afford high-quality dental services, including cosmetic dental treatments, for themselves or their family.

The Gold plan is geared towards individuals 55 and over who do not have dental insurance. Under this plan, patients can enjoy 20% in savings on cosmetic dental treatments, including dental implants, and 25% on periodontics, and more.

And then there is the Platinum plan, which is a more robust plan for individuals without insurance who are seeking a more comprehensive dental plan. Under this plan, individuals can save up 80% in out of pocket costs for various dental services, including cosmetic treatments and implants; however, expect to pay a higher annual premium as compared to other CarePlus dental plans.

Pros:

  • Various plans to fit your budget and your needs.
  • Eliminates the need to search through a huge database for a dentist.
  • Covers all costs of the implant.
  • Large network of in-house specialists.
  • Offers all dental specialties.
  • No exclusions on savings coverage.
  • No pre-existing clauses.

Cons:

  • You have to be a resident of Wisconsin.
  • Annual premium a bit higher than other plans.

DentalInsurance.com

DentalInsurance.com helps individuals without insurance locate high-quality affordable financial services and products that help lower the cost of various dental procedures, including specialty dentistry, cosmetic dentistry, and more.

Using this service, you simply use their easy to use tools to search, by state, through a database of plans to find a dental plan and dental insurance that match your needs.

It also enables you to compare dental quotes for different types of insurance and plans, including individual dental insurance, dental insurance carriers, and discount dental providers, such as Dental Health Maintenance Organizations (HMO)Preferred Provider’s Organizations (PPO), Indemnity Plans, and Discount Plans, to further help you find a plan that fits your specific needs or situation.

They also provide you with loads of information on the different types of plans to help increase your understanding, so you select the right plan.

Pros:

  • Various plans to fit your budget and your needs.
  • Offers various resources, so you understand the different types of plans and insurance terms to help you make a more informed decision.
  • Allows you to compare different dental insurance and discount plans for the best deal and service.
  • Free service.
  • They help you find the right plan and dentist for you and can even assist you with enrollment.

Cons:

  • Must search through a database to find a plan.
  • Dental plans for dental implants not available in all states.

DentalPlans.com

DentalPlans.com is another online service that enables you to choose from more than 30 different affordable dental plans offered by major healthcare brands accepted by more than 50,000 participating dentists worldwide. And some even provide you with even more savings on your next visit.

Their service enables you to locate a dental plan by type, by dentist, by savings, or by procedure, including dental implants, to help limit your search. They also have a number of other resources and tools on their site, including a savings calculator, to help you make an even more informed choice.

Pros:

  • Help members choose the right plan for their needs and budget, as well as find a quality dentist in their area.
  • Allows you to customize your search based on your needs.
  • Offers tons of resources, tools, and other information to help you make the best choice.

Cons:

  • You must become a member to sign up for a plan.
  • Fee for processing.
  • Their services/site is a bit difficult to understand.
  • You must search through loads of information to find a plan that covers dental implants.

All in all, the dental plans listed enable you to save up to 40% or more on dental implants; however, the plan cost and how much you will save on dental implants vary by plan, as well as your individual needs.

We found that CarePlus dental plans were a bit easier to understand and also eliminated the hassle of searching through countless pages and plans to locate a plan that is best for you. It also enables you to deal with a single network of dentists as opposed to a network of different dentists, which helps ensure comparable quality across the board. You also enjoy up to 50% in savings on the cost of dental implants, which is pretty significant as compared to other dental plans.

Therefore, if you are in the market for a dental plan that helps lower the cost of dental implants, consider CarePlus Dental Plans a good place to start.